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Guaranteed income benefit for 30 years (from 11th year to 40th year in arrears plus Terminal Benefit) Guaranteed income benefit for 30 years (from 8th year to 37th year in arrears plus Terminal Benefit) Guaranteed income benefit for 12 years (from 14th year to 25th year in arrears) Guaranteed income benefit for 10 years (from 12th year to 21st year in arrears) Guaranteed income benefit for 8 years (from 10th year to 17th year in arrears) Guaranteed income benefit for 6 years (from 8th year to 13th year in arrears) 'Policy term and Premium payment term' from the available options Step 2: Choose your Premium/Income Pay-out Step 3: Choose your sub-variant, i.e. Here, the income benefit is expressed as a percentage of the Single premium and varies by the entry age, gender, and premium band. Under the Whole Life Income variant of Max Life Smart Wealth Plan, a guaranteed 'income benefit' is payable at the end of the period (monthly, quarterly, Half yearly or annually as per the frequency chosen, post the policy term, until the death of the last surviving life. Also, you can also choose the income pay-out frequency, other than annual. Here, the income benefit is expressed as a percentage of annualized premium, and its value depends on the entry age, premium band, and gender of the Life insured and the sub-variant selected. Under this variant, you receive a guaranteed 'income benefit' at the end of the period (monthly, quarterly, half yearly or annually) as per the frequency chosen, for the pay-out Period as per the sub-variant selected by you, post completion of the Policy Term. Moreover, after the pay-out period, you will also receive a 'terminal benefit,' which equals the Total Premiums Paid. It varies by the entry age, premium band, and gender of the Life insured and the sub-variant selected. The income benefit is expressed as a percentage of the annualized premium.

This variant of Max Life Smart Wealth Plan offers to pay guaranteed 'income benefit' at the end of the period (monthly, quarterly, half yearly or annually) as per the frequency chosen, for the pay-out Period as per the sub-variant selected by you, post completion of the Policy Term.

Under this variant, the Guaranteed Additions are expressed as a percentage of annualized premiums, and they may vary based on the entry age, premium band, and gender of the Life insured and the sub-variant selected. The maturity benefit paid comprises both guaranteed sum assured on maturity and the accrued guaranteed additions (if any). This variant offers to pay maturity benefit as a lump sum at the end of the policy term. Max Life Smart Wealth Plan offers the following plan variants: 1) Lumpsum

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